The very best time to use for these standard Chase bank cards based mostly on provide historical past

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“I want I had utilized for the _____ bank card when it had that bonus of _____.” We have heard this quite a few instances.

Realizing when to leap on a bank card’s sign-up bonus and when to attend may be tough as these affords change regularly. Whereas views differ on affords that embrace a tangible variety of factors versus affords that embrace different perks, having a historical past of affords will help you understand what to search for to separate good and not-so-good bonuses.

This is an inventory of Chase’s finest bank card sign-up bonuses, together with how these affords have modified over time and a word on when you need to run — not stroll — to use for a card based mostly on its best-ever welcome bonus.

Finest Chase bank card sign-up bonuses

Card Finest welcome provide we have seen When to use
Chase Freedom Flex℠ Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) on as much as $12,000 spent throughout the first 12 months. When the provide has $200 again plus a bonus class for five% again throughout your first 12 months from account opening.
Chase Freedom Limitless® Relying in your spending habits, the very best provide is both:

Earn limitless double money again for the primary twelve months of account opening.

or

Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) throughout the first 12 months (on as much as $12,000 of those purchases).

When the provide has no less than $200 again plus a bonus class for five% again throughout your first 12 months from account opening.
Chase Sapphire Most popular® Card Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. When you will get greater than 60,000 bonus factors, bounce on it.
Chase Sapphire Reserve® Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening. Anytime the provide is 60,000 bonus factors or greater.
IHG One Rewards Premier Credit score Card Earn 175,000 bonus factors after spending $3,000 on purchases inside 3 months of account opening. If you will get higher than 125,000 factors — whether or not that is further factors or a free night time award added on.
IHG One Rewards Traveler Credit score Card Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening. 80,000 factors are customary, and something above that’s glorious.
Ink Enterprise Money® Credit score Card Earn a $900 money bonus after spending $6,000 on purchases inside three months of account opening. If the provide is at or above $750 money.
Ink Enterprise Most popular® Credit score Card Earn 100,000 bonus factors after you spend $8,000 within the first three months from account opening. 100,000 factors has been the usual provide for a couple of years now.
Ink Enterprise Limitless® Credit score Card Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. If the provide is at or above $750 money.
Marriott Bonvoy Boundless® Credit score Card Earn 5 Free Evening Awards (every night time valued as much as 50,000 factors) after spending $5,000 within the first three months of account opening. If you will get greater than three free night time awards or no less than 100,000 bonus factors.
Marriott Bonvoy Daring® Credit score Card Earn as much as 100,000 bonus factors: 50,000 factors after spending $1,000 on eligible purchases within the first six months, plus one other 50,000 bonus factors after staying six eligible paid nights at Marriott resorts. If you will get greater than 60,000 factors.
Southwest Fast Rewards® Efficiency Enterprise Credit score Card Earn as much as 100,000 bonus factors: Get 70,000 factors after spending $5,000 on purchases within the first three months and one other 30,000 factors after spending $25,000 whole within the first six months. If you will get greater than 80,000 factors.
Southwest Fast Rewards® Plus Credit score Card It is determined by your bonus desire: a Companion Cross legitimate for a 12 months plus 30,000 factors or as much as 100,000 bonus factors after spending $12,000 inside 12 months. When you possibly can earn a Companion Cross legitimate for a 12 months or can earn upward of 75,000 factors.
Southwest Fast Rewards® Premier Enterprise Credit score Card Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening, plus one other 60,000 factors after spending $15,000 within the first 9 months. If a suggestion for greater than 60,000 factors comes out, bounce on it — 60,000 factors has been the usual for a number of years.
Southwest Fast Rewards® Premier Credit score Card It is determined by your bonus desire: a Companion Cross legitimate for a 12 months plus 30,000 factors or as much as 100,000 bonus factors after spending $12,000 inside 12 months. When you possibly can earn a Companion Cross legitimate for a 12 months or can earn upward of 75,000 factors.
Southwest Fast Rewards® Precedence Credit score Card It is determined by your bonus desire: a Companion Cross legitimate for a 12 months plus 30,000 factors or as much as 100,000 bonus factors after spending $12,000 inside 12 months. When you possibly can earn a Companion Cross legitimate for a 12 months or can earn upward of 75,000 factors.
United℠ Enterprise Card Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening. When you will get 100,000 miles or extra.
United Membership Enterprise Card Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening. Something above 75,000 miles.
United Membership℠ Infinite Card Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening. When you will get 80,000 miles or extra.
United℠ Explorer Card Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 whole on purchases within the first six months your account is open. When you will get 60,000 or extra miles — particularly if it requires beneath $10,000 in spending.
United Quest℠ Card Earn as much as 100,000 bonus miles: Get 80,000 miles after spending $5,000 on purchases within the first three months from account opening. Get one other 20,000 bonus miles after spending $10,000 whole in your card inside six months from account opening. When you possibly can earn 80,000 miles or extra.
World of Hyatt Enterprise Credit score Card Earn as much as 75,000 bonus factors. You will earn 60,000 after spending $5,000 on purchases within the first three months from account opening, plus 15,000 bonus factors after spending $12,000 within the first six months from account opening. At any time when you possibly can obtain higher than 60,000 factors from spending $5,000 — whether or not meaning further factors, keep credit or one thing else.
World of Hyatt Credit score Card Earn as much as 65,000 bonus factors: Get 35,000 bonus factors after spending $3,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors by incomes 2 bonus factors whole per $1 spent on purchases that usually earn 1 bonus level for the primary 6 months from account opening on as much as $15,000. If you will get 50,000 factors or extra for beneath $10,000 in spending.

The data for the United Membership Enterprise Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Chase Freedom Flex

The Chase Freedom Flex card comes with no annual charge and a strong incomes construction each on widespread spending classes and in addition on rotating quarterly classes.

THE POINTS GUY

The Freedom Flex launched in September 2020 and has seen a number of variations of its customary bonus provide. Do not forget that these cash-back earnings may be changed into Final Rewards factors when you have a card that earns Final Rewards, such because the Sapphire Reserve or Sapphire Most popular.

Approximate date Provide Worth*
April 2023 to now Earn $200 again after spending $500 within the first three months from account opening. $200
October 2022 to March 2023 Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart) on as much as $12,000 of spending) throughout the first 12 months $200 plus as much as $300 on gasoline purchases
July 2021 to October 2022 Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on gasoline station purchases — as much as $6,000 spent throughout the first 12 months $200 plus as much as $600 on grocery purchases
March 2021 to June 2021 Earn $200 again after spending $500 on purchases within the first three months from account opening $200
September 2020 to February 2021 Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) on as much as $12,000 spent throughout the first 12 months $200 plus as much as $600 on grocery purchases

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the bonus provide contains $200 or extra in money again and features a bonus class for incomes 5% again every quarter you activate.

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Be taught extra: Chase Freedom Flex


Chase Freedom Limitless

The Chase Freedom Limitless is a well-liked card for on a regular basis spending since you do not have to fret about bonus classes or limits to what number of rewards you possibly can earn.

The bonus provide for the Freedom Limitless matches the provide on the Freedom Flex many instances, however they are often completely different so it is price paying consideration.

Approximate date Provide Worth*
January 2024 to now Earn an additional 1.5% money again on all purchases throughout the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again As much as $300
October 2023 to January 2024 Earn limitless double money again for the primary twelve months from account opening Worth is determined by the money again you earn within the twelve-month interval
December 2022 to October 2023 Earn an additional 1.5% money again on all purchases throughout the first 12 months (on as much as $20,000 of purchases) – price as much as $300 money again As much as $300
October 2022 to December 2022 Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart) on as much as $12,000 of spending) throughout the first 12 months $200 plus as much as $300 from gasoline station purchases
July 2021 to October 2022 Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on gasoline station purchases — as much as $6,000 spent throughout the first 12 months $200 plus as much as $600 from grocery retailer purchases
February 2021 to June 2021 Earn a $200 bonus after spending $500 on purchases within the first three months from account opening $200
September 2020 to January 2021 Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) throughout the first 12 months (on as much as $12,000 of those purchases) $200 plus as much as $600 from grocery retailer purchases

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the provide is no less than a $200 bonus and a bonus class for further earnings throughout the first 12 months, or when double money again is obtainable.


Be taught extra: Chase Freedom Limitless


Chase Sapphire Most popular Card

The Chase Sapphire Most popular Card is without doubt one of the hottest journey rewards playing cards for 3 fundamental causes: affordability, flexibility and worth.

In the summertime of 2021, the issuer launched an unprecedented 100,000-point sign-up bonus lasting 4 months. Since then, the Sapphire Most popular has primarily reverted to a 60,000-point provide price $1,230, in keeping with TPG’s newest valuations.

Approximate date Provide Worth*
Could 2023 to now Earn 60,000 bonus factors after you spend $4,000 on purchases within the first three months from account opening $1,230
April 2023 to Could 2023 Earn 80,000 bonus factors after you spend $4,000 on purchases within the first three months from account opening $1,640
March 2023 to Could 2023 (in-branch solely) In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. Plus, earn a further 10,000 bonus factors after spending $6,000 whole on purchases made within the first 6 months $1,845
June 2022 to March 2023 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening. $1,230
April 2022 to Could 2022 Earn 80,000 bonus factors after you spend $4,000 on purchases within the first three months from account opening. $1,640
October 2021 to April 2022 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening $1,230
June 2021 to October 2021 Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening $2,050
March 2021 to June 2021 Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening. Plus, earn a $50 assertion credit score on grocery retailer purchases $1,690
November 2020 to March 2021 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening $1,230
September 2020 to November 2020 Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening $1,640
March 2019 to September 2020 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening $1,230
2017 to March 2019 Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening $1,025

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: In the event you see a suggestion of 80,000 factors on the Sapphire Most popular, you need to bounce on it. 60,000 factors look like the usual provide today.


Be taught extra: Chase Sapphire Most popular


Chase Sapphire Reserve

Whereas the Chase Sapphire Most popular tends to return with various affords all through the calendar 12 months, the Chase Sapphire Reserve has remained way more secure through the years.

THE POINTS GUY

This premium journey card was launched in August 2016 with a worthwhile 100,000-point welcome provide. Since then, the very best provide we have seen has been 80,000 factors. Additionally, it is price noting that Chase elevated the annual charge on the Sapphire Reserve from $450 to $550 in early 2020.

Approximate date Provide Worth*
February 2023 to now Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening $1,230
October 2022 to January 2023 Earn 80,000 bonus factors after spending $4,000 within the first three months of account opening $1,640
June 2022 to October 2022 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening $1,230
October 2021 to June 2022 Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening $1,025
June 2021 to October 2021 Earn 60,000 bonus factors after spending $4,000 within the first three months of account opening $1,230
March 2017 to June 2021 Earn 50,000 bonus factors after spending $4,000 within the first three months of account opening $1,025
August 2016 to March 2017 Earn 100,000 bonus factors after spending $4,000 within the first three months of account opening $2,050

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When it comes to bonuses, 80,000 factors may be the very best you possibly can hope for on the Sapphire Reserve today, whereas a suggestion of fifty,000-60,000 factors is extra widespread.


Be taught extra: Chase Sapphire Reserve


IHG One Rewards Premier Credit score Card

The IHG One Rewards Premier Credit score Card was refreshed in March 2022 and affords perks like a free night time award in your account anniversary plus computerized Platinum Elite standing.

THE POINTS GUY

Listed below are the affords we have seen on the IHG One Premier card over the previous years, together with earlier than its refresh in early 2022:

Approximate date Provide Worth*
February 2024 to now Earn 165,000 bonus factors after spending $3,000 throughout the first three months of account opening $825
September 2023 to February 2024 Earn 140,000 bonus factors after spending $3,000 throughout the first three months of account opening $700
June 2023 to September 2023 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening. Plus, earn as much as $100 in assertion credit on purchases at IHG properties throughout the first 12 months from account opening $800 (together with assertion credit score)
April 2023 to June 2023 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening $700
January 2023 to April 2023 Earn 175,000 bonus factors after spending $3,000 on purchases inside three months of account opening $875
April 2022 to January 2023 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening $700
January 2022 to March 2022 Earn 125,000 bonus factors plus a free night time award (price as much as 40,000 bonus factors) after spending $3,000 on purchases inside three months of account opening $625 for the factors and $100-plus for the free night time award
October 2021 to December 2021 Earn 150,000 bonus factors after spending $3,000 on purchases inside three months of account opening $750
Could 2021 to October 2021 Earn 125,000 bonus factors plus a free night time award (price as much as 40,000 bonus factors) after spending $3,000 on purchases inside three months of account opening $625 for the factors and $100-plus for the free night time award
December 2020 to April 2021 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening $700
Could 2021 to November 2021 Earn 125,000 bonus factors plus a free night time award (price as much as 40,000 bonus factors) after spending $3,000 on purchases inside three months of account opening $625 for the factors and $100-plus for the free night time award
October 2020 to April 2021 Earn 140,000 bonus factors after spending $3,000 on purchases inside three months of account opening $700
June 2020 to September 2020 Earn 125,000 bonus factors after spending $3,000 on purchases inside three months of account opening $625

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: If you will get higher than 125,000 factors — whether or not that is further factors or a free night time award added on.


Be taught extra: IHG One Rewards Premier Credit score Card


IHG One Rewards Traveler Credit score Card

The IHG One Rewards Traveler Credit score Card has no annual charge however affords perks like entry-level elite standing and a fourth night time free on award stays.

THE POINTS GUY

Listed below are the affords on the IHG One Traveler card from the previous few years:

Approximate date Provide Worth*
February 2024 to now Earn 100,000 bonus factors after spending $2,000 inside three months of account opening $500
September 2023 to February 2024 Earn 80,000 bonus factors after spending $2,000 inside three months of account opening $400
June to September 2023 Earn 80,000 bonus factors after spending $2,000 on purchases inside three months of account opening. Plus, earn as much as $50 in assertion credit on purchases at IHG properties throughout the first 12 months from account opening $450 (together with assertion credit score)
April 2023 to June 2023 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $400
January 2023 to April 2023 Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $600
July 2022 to January 2023 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $400
March 2022 to June 2022 Earn 120,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $600
December 2021 to February 2022 Earn 80,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $400
January 2021 to December 2021 Earn 60,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $300
October 2020 to December 2020 Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $500
July 2020 to September 2020 Earn 75,000 bonus factors after spending $2,000 on purchases within the first three months from account opening $375

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: Eighty thousand factors looks as if the brand new customary, so something above that may be a nice bonus.


Be taught extra: IHG One Rewards Traveler Credit score Card


Ink Enterprise Money Credit score Card

With no annual charge and the flexibility to earn as much as 5% again on widespread enterprise bills, the Ink Enterprise Money Credit score Card is within the pockets of many TPG staffers.

THE POINTS GUY

This is the provide historical past on the Ink Money card:

Approximate date Provide Worth*
March 2024 to now Earn $350 after you spend $3,000 on purchases within the first three months your account is open. Plus, a further $400 if you spend $6,000 on purchases within the first six months after account opening As much as $750
January 2024 to March 2024 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening $750
September 2023 to January 2024 Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening $900
March 2023 to September 2023 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening $750
October 2022 to March 2023 Earn a $900 money bonus after spending $6,000 on purchases inside three months of account opening $900
December 2020 to October 2022 Earn a $750 money bonus after spending $7,500 on purchases inside three months of account opening $750
September 2019 to November 2020 Earn a $500 money bonus after spending $3,000 on purchases inside three months from account opening $500

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When the bonus is $750 or greater, it is price making use of; $750 is the usual provide more often than not.


Be taught extra: Ink Enterprise Money Credit score Card


Ink Enterprise Most popular Credit score Card

For only a $95 annual charge, the Ink Enterprise Most popular Credit score Card earns Final Rewards with an incomes construction that is standard amongst small-business house owners and freelancers alike.

THE POINTS GUY

Listed below are the affords we have seen on the Ink Most popular card in recent times:

Approximate date Provide Worth*
June 2023 to now Earn 100,000 bonus factors after you spend $8,000 within the first three months from account opening $2,050
April 2020 to June 2023 Earn 100,000 bonus factors after you spend $15,000 within the first three months from account opening $2,050
January 2020 to March 2020 Earn 80,000 bonus factors after you spend $5,000 within the first three months from account opening $1,640

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: 100 thousand factors has been the usual provide for a couple of years.


Be taught extra: Ink Enterprise Most popular Credit score Card


Ink Enterprise Limitless Credit score Card

The Ink Enterprise Limitless Credit score Card has no annual charge and earns a flat price on all purchases, which may be an essential a part of your bank card technique.

THE POINTS GUY

Right here is the provide historical past on the Ink Limitless card:

Approximate date Provide Worth*
January 2024 to now Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening $750
September 2023 to January 2024 Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening $900
March 2023 to September 2023 Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening $750
October 2022 to March 2023 Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening $900
December 2020 to October 2022 Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening $750
September 2019 to November 2020 Earn a $500 money bonus after spending $3,000 on purchases inside three months from account opening $500

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: If the provide is at or above $750 money.


Be taught extra: Ink Enterprise Limitless Credit score Card


Marriott Bonvoy Boundless Credit score Card

The bonus on the Marriott Bonvoy Boundless Credit score Card has wavered between factors and free night time certificates.

THE POINTS GUY

Listed below are the affords we have seen over the previous few years:

Approximate date Provide Worth*
January 2024 to now Earn 5 Free Evening Awards (every night time valued as much as 50,000 factors) after spending $5,000 within the first three months of account opening $2,100
August 2023 to January 2024 Earn three free night time awards (every night time valued as much as 50,000 factors) after you spend $3,000 on purchases in your first three months out of your account opening $1,260
June 2023 to August 2023 Earn 75,000 Marriott Bonvoy bonus factors after utilizing your card to spend $3,000 on eligible purchases within the first six months; plus, earn 50,000 bonus factors after you keep six eligible paid nights at Marriott resorts via Jan. 31, 2024 $1,050
Could 2023 to June 2023 Earn three free night time awards (every night time valued as much as 50,000 factors) after you spend $3,000 on purchases in your first three months out of your account opening. Sure resorts have resort charges $1,260
April 2023 to Could 2023 Earn 5 free night time awards (every night time valued as much as 50,000 factors) after you spend $5,000 on purchases in your first three months out of your account opening. Sure resorts have resort charges $2,100
Oct. 2022 to April 2023 Earn three free night time awards (every night time valued as much as 50,000 factors) after you spend $3,000 on purchases in your first three months out of your account opening. Sure resorts have resort charges $1,260
Sept. 2022 to October 2022 Earn 100,000 bonus factors after you spend $3,000 on purchases throughout the first three months from account opening $840
July 2022 to September 2022 Earn three free night time awards (every price as much as 50,000 factors) after you spend $3,000 on purchases throughout the first three months from account opening $1,260
July 2022 Earn 5 free night time awards (every price as much as 50,000 factors) after you spend $5,000 on purchases throughout the first three months from account opening $2,100
Could 2019 to July 2022 Earn 75,000 bonus factors after spending $3,000 within the first three months from account opening $630
February 2019 to Could 2019 Earn 100,000 factors after spending $5,000 within the first three months from account opening $840

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: Incomes three free night time certificates looks as if the usual provide, so something above that’s unbelievable.


Be taught extra: Marriott Bonvoy Boundless Credit score Card


Marriott Bonvoy Daring Credit score Card

The Marriott Bonvoy Daring Credit score Card permits cardholders to get pleasure from Bonvoy perks with out paying an annual charge.

THE POINTS GUY

Listed below are the affords we have seen on the Daring card:

Approximate date Provide Worth*
August 2023 to now Earn 30,000 Marriott Bonvoy bonus factors after utilizing their card to spend $1,000 on eligible purchases within the first three months $252
June 2023 to August 2023 Earn 50,000 bonus factors after utilizing your card to spend $1,000 on eligible purchases within the first six months; plus, earn 50,000 bonus factors after you keep six eligible paid nights at Marriott resorts via Jan. 31, 2024 $840
September 2022 to June 2023 Earn 60,000 bonus factors after utilizing your card to spend $1,000 on eligible purchases within the first six months $504

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: Incomes 60,000 factors looks as if the usual provide, so something above that’s nice.


Be taught extra: Marriott Bonvoy Daring Credit score Card


Southwest Fast Rewards Efficiency Enterprise Credit score Card

The Southwest Fast Rewards Efficiency Enterprise Credit score Card is Southwest’s premium enterprise card and affords perks like anniversary bonus factors, standing enhance, upgraded boarding and credit for inflight Wi-Fi purchases.

THE POINTS GUY

Listed below are the affords we have seen on this card because it launched in 2019:

Approximate date Provide Worth*
November 2021 to now Earn 80,000 bonus factors after spending $5,000 on purchases throughout the first three months from account opening. $1,080
February 2020 to October 2021 Earn as much as 100,000 bonus factors: Get 70,000 factors after spending $5,000 on purchases within the first three months and one other 30,000 factors after spending $25,000 whole within the first six months As much as $1,350
June 2019 to January 2020 Earn 80,000 bonus factors after spending $5,000 on purchases throughout the first three months from account opening $1,080

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: Do not suppose twice if a suggestion for greater than 80,000 factors comes out.


Be taught extra: Southwest Fast Rewards Efficiency Enterprise Credit score Card


Southwest Fast Rewards Plus Credit score Card

Because the Southwest bank card with the bottom annual charge, the Southwest Fast Rewards Plus Credit score Card is standard for providing a good quantity of advantages with only a $69 annual charge.

THE POINTS GUY

Listed below are the previous affords on this card:

Approximate date Provide Worth*
March 2024 to now Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening $675
February 2024 to March 2024 Earn Companion Cross® good via 2/28/25 plus 30,000 factors after you spend $4,000 on purchases within the first three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use.
December 2023 to February 2024 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening $675
October 2023 to December 2023 Earn 75,000 bonus factors after spending $3,000 throughout the first three months of account opening $1,013
July 2023 to October 2023 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening $675
Could 2023 to July 2023 Earn 60,000 bonus factors plus a 30% off promo code after spending $3,000 on purchases throughout the first three months of account opening $810
March 2023 to Could 2023 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening $675
February 2023 to March 2023 Earn a Companion Cross good via Feb. 28, 2024 (excludes taxes and costs from $5.60 one-way) plus 30,000 factors after you spend $4,000 on purchases within the first three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
November 2022 to February 2023 Earn 75,000 factors after you spend $3,000 within the first three months from account opening $1,013
July 2022 to November 2022 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening $675
Could 2022 to July 2022 Earn 75,000 bonus factors after spending $5,000 on purchases inside three months from account opening $1,013
April 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening $540
February 2022 to March 2022 Earn a Companion Cross legitimate via Feb. 28, 2023, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
January 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening $540
October 2021 to December 2021 Earn as much as 100,000 bonus factors: Earn 50,000 bonus factors after spending $2,000 on purchases inside three months from account opening. Get one other 50,000 factors after spending $12,000 whole on purchases within the first 12 months from account opening $1,350
September 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months $540 plus limitless eating earnings
June 2021 to August 2021 Earn 65,000 bonus factors after spending $2,000 on purchases inside three months from account opening $878
April 2021 to July 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months $540 plus limitless eating earnings
February 2021 to March 2021 Earn a Companion Cross legitimate via Feb. 28, 2022, plus earn 30,000 bonus factors after spending  $5,000 on purchases inside three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
December 2020 to January 2021 Earn as much as 80,000 bonus factors: Get 50,000 factors after spending $2,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors after spending a complete of $10,000 on purchases inside 9 months from account opening. Plus, earn 5 factors per greenback on Southwest purchases from Dec. 1, 2020, to March 3, 2021 As much as $1,080

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you possibly can earn a Companion Cross legitimate for a 12 months or can earn upward of 75,000 factors.


Be taught extra: Southwest Fast Rewards Plus Credit score Card


Southwest Fast Rewards Premier Enterprise Credit score Card

The Southwest Fast Rewards Premier Enterprise Credit score Card affords worthwhile perks for small-business house owners who fly Southwest frequently.

THE POINTS GUY

Listed below are the affords we have seen on this card:

Approximate date Provide Worth*
August 2023 to now Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening $810
July 2023 to August 2023 Earn 60,000 bonus factors after spending $3,000 on purchases within the first three months from account opening. Earn a further 60,000 factors after spending $15,000 within the first 9 months $1,620
September 2020 to July 2023 Earn 60,000 bonus factors after spending $3,000 on purchases throughout the first three months from account opening $810

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: In the event you see a suggestion over 60,000 factors, bounce on it as a result of 60,000 factors have been the usual provide for a few years.


Be taught extra: Southwest Fast Rewards Premier Enterprise Credit score Card


Southwest Fast Rewards Premier Credit score Card

The Southwest Fast Rewards Premier Credit score Card is Southwest’s mid-tier card and affords anniversary bonus factors, two EarlyBird check-ins per 12 months and a broad incomes construction.

THE POINTS GUY

Listed below are the affords we have seen on this card through the years:

Approximate date Provide Worth*
March 2024 to now Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening $675
February 2024 to March 2024 Earn Companion Cross® good via 2/28/25 plus 30,000 factors after you spend $4,000 on purchases within the first three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
December 2023 to February 2024 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening $675
October 2023 to December 2023 Earn 75,000 bonus factors after spending $3,000 throughout the first three months of account opening $1,013
July 2023 to October 2023 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening $675
Could 2023 to July 2023 Earn 60,000 bonus factors plus a 30% off promo code after spending $3,000 on purchases throughout the first three months of account opening $810
March 2023 to Could 2023 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening $675
February 2023 to March 2023 Earn a Companion Cross good via Feb. 28, 2024 (excludes taxes and costs from $5.60 one-way) plus 30,000 factors after you spend $4,000 on purchases within the first three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
November 2022 to February 2023 Earn 75,000 bonus factors after spending $3,000 on purchases within the first three months of account opening $1,013
July 2022 to November 2022 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening $675
Could 2022 to July 2022 Earn 75,000 bonus factors after spending $5,000 on purchases inside three months from account opening $1,013
April 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening $540
February 2022 to March 2022 Earn a Companion Cross legitimate via Feb. 28, 2023, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
January 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening $540
October 2021 to December 2021 Earn as much as 100,000 bonus factors: Earn 50,000 bonus factors after spending $2,000 on purchases inside three months from account opening. Get one other 50,000 factors after spending $12,000 whole on purchases within the first 12 months from account opening $1,350
September 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months $540 plus limitless eating earnings
June 2021 to August 2021 Earn 65,000 bonus factors after spending $2,000 on purchases inside three months from account opening $878
April 2021 to July 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months $540 plus limitless eating earnings
February 2021 to March 2021 Earn a Companion Cross legitimate via Feb. 28, 2022, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
December 2020 to January 2021 Earn as much as 80,000 bonus factors: Get 50,000 factors after spending $2,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors after spending a complete of $10,000 on purchases inside 9 months from account opening. Plus, earn 5 factors per greenback on Southwest purchases from Dec. 1, 2020, to March 3, 2021 As much as $1,080

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you possibly can earn a Companion Cross legitimate for a 12 months or can earn upward of 75,000 factors.


Be taught extra: Southwest Fast Rewards Premier Credit score Card


Southwest Fast Rewards Precedence Credit score Card

The Southwest Fast Rewards Precedence Credit score Card is standard for its anniversary bonus factors and broad incomes construction.

THE POINTS GUY

Listed below are the affords we have seen on the Southwest Precedence card over the previous few years:

Approximate date Provide Worth*
March 2024 to now Earn 50,000 bonus factors after spending $1,000 within the first three months from account opening $675
February 2024 to March 2024 Earn Companion Cross® good via 2/28/25 plus 30,000 factors after you spend $4,000 on purchases within the first three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use.
December 2023 to February 2024 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening $675
October 2023 to December 2023 Earn 75,000 bonus factors after spending $3,000 throughout the first three months of account opening $1,013
July 2023 to October 2023 Earn 50,000 bonus factors after spending $1,000 throughout the first three months of account opening $675
Could 2023 to July 2023 Earn 60,000 bonus factors plus a 30% off promo code after spending $3,000 on purchases throughout the first three months of account opening $810
March 2023 to Could 2023 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening $675
February 2023 to March 2023 Earn a Companion Cross good via Feb. 28, 2024 (excludes taxes and costs from $5.60 one-way) plus 30,000 factors after you spend $4,000 on purchases within the first three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
November 2022 to February 2023 Earn 75,000 bonus factors after spending $3,000 on purchases inside three months of account opening $1,013
July 2022 to November 2022 Earn 50,000 bonus factors after spending $1,000 on purchases inside three months from account opening $675
Could 2022 to July 2022 Earn 75,000 bonus factors after spending $5,000 on purchases inside three months from account opening $1,013
April 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening $540
February 2022 to March 2022 Earn a Companion Cross legitimate via Feb. 28, 2023, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
January 2022 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening $540
October 2021 to December 2021 Earn as much as 100,000 bonus factors: Earn 50,000 bonus factors after spending $2,000 on purchases inside three months from account opening. Get one other 50,000 factors after spending $12,000 whole on purchases within the first 12 months from account opening $1,350
September 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months $540 plus limitless eating earnings
June 2021 to August 2021 Earn 65,000 bonus factors after spending $2,000 on purchases inside three months from account opening $878
April 2021 to July 2021 Earn 40,000 bonus factors after spending $1,000 on purchases inside three months from account opening. Plus, earn 3 factors per greenback on eating within the first 12 months $540 plus limitless eating earnings
February 2021 to March 2021 Earn a Companion Cross legitimate via Feb. 28, 2022, plus earn 30,000 bonus factors after spending $5,000 on purchases inside three months from account opening $405 in factors plus unquantifiable worth on your Companion Cross use
December 2020 to January 2021 Earn as much as 80,000 bonus factors: Get 50,000 factors after spending $2,000 on purchases inside three months from account opening. Obtain one other 30,000 bonus factors after spending a complete of $10,000 on purchases inside 9 months from account opening. Plus, earn 5 factors per greenback on Southwest purchases from Dec. 1, 2020, to March 3, 2021 As much as $1,080

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you possibly can earn a Companion Cross legitimate for a 12 months or can earn upward of 75,000 factors.


Be taught extra: Southwest Fast Rewards Precedence Credit score Card


United Enterprise Card

Launched in January 2020, the United Enterprise Card has robust bonus classes for incomes and affords quite a few advantages for United flyers with only a $99 annual charge.

THE POINTS GUY

Listed below are the affords we have seen for the reason that launch of the United Enterprise Card:

Approximate date Provide Worth*
January 2024 to now Earn 100,000 bonus miles after you spend $5,000 on purchases inside three months from account opening. Provide ends Apr. 3 $1,400
November 2023 to January 2024 Earn 50,000 bonus miles after you spend $5,000 on purchases inside three months from account opening $700
October 2023 to November 2023 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening $1,050
June 2023 to October 2023 Earn 50,000 bonus miles after spending $5,000 on purchases within the first three months from account opening $700
March 2023 to June 2023 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening $1,050
June 2022 to March 2023 Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening $2,100
March 2022 to Could 2022 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening $1,050
January 2022 to February 2022 Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening $2,100
September 2021 to December 2021 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening $1,050
Could 2021 to August 2021 Earn as much as 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening. Earn an additional 75,000 bonus miles after spending a complete of $20,000 on purchases inside six months from account opening $2,100
November 2020 to April 2021 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months from account opening $1,050
Could 2020 to September 2020 Earn 60,000 bonus miles after spending $3,000 on purchases inside three months from account opening $840
January 2020 to April 2020 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months from account opening $1,400

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you possibly can earn 100,000 miles or extra.


Be taught extra: United Enterprise Card


United Membership Enterprise Card

The United Membership Enterprise card is United’s premium small-business card, providing elevated checked baggage allowance and entry to United Membership lounges even if you’re not flying in enterprise class or do not have elite standing with United Airways.

The data for the United Membership Enterprise Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

THE POINTS GUY

Listed below are the varied sign-up bonuses Chase has supplied:

Approximate date Provide Worth*
January 2024 to now Earn 75,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases inside three months of account opening. $1,050
October 2023 to January 2024 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening. $1,050
June to October 2023 Earn 50,000 bonus miles after spending $5,000 on purchases inside three months of account opening $700
November 2022 to June 2023 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,050
Could 2022 to November 2022 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening $1,400
April 2022 to Could 2022 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,050
February 2022 to March 2022 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening $1,400
September 2021 to January 2022 Earn 75,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,050
December 2020 to August 2021 Earn 50,000 bonus miles after spending $3,000 on purchases inside three months of account opening $700
July 2020 to November 2020 Earn 100,000 bonus miles after spending $10,000 on purchases inside three months of account opening $1,400

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: Something above 75,000 miles is price an utility.


United Membership Infinite Card

The United Membership Infinite Card is United’s premium bank card, providing elevated checked baggage allowance and entry to United Membership lounges.

THE POINTS GUY

Listed below are the affords we have seen on the Membership Infinite card over the previous few years:

Approximate date Provide Worth*
January 2024 to now Earn 80,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,120
November 2023 to January 2024 Earn 90,000 bonus miles after you spend $5,000 on purchases within the first 3 months from account opening. Provide ends Jan. 24 $1,260
August 2023 to November 2023 Earn 80,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,120
January to August 2023 Earn 80,000 bonus miles and 1,000 Premier qualifying factors after spending $5,000 on purchases inside three months of account opening $1,120
November 2022 to January 2023 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,400
June 2022 to November 2022 Earn 80,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,160
January 2022 to Could 2022 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,400
April 2021 to December 2021 Earn 75,000 bonus miles after spending $3,000 on purchases inside three months of account opening $1,050
January 2021 to March 2021 No annual charge throughout the first 12 months; the usual annual charge is $525 $525
August 2020 to December 2020 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,400
June 2020 to July 2020 Earn 75,000 bonus miles after spending $3,000 on purchases inside three months of account opening $1,050
March 2020 to Could 2020 Earn 100,000 bonus miles after spending $5,000 on purchases inside three months of account opening $1,400

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you will get 80,000 or extra miles.


Be taught extra: United Membership Infinite Card


United Explorer Card

The United Explorer Card is a well-liked possibility for these on the lookout for a free checked bag on United flights with out paying a hefty annual charge.

THE POINTS GUY

Listed below are the affords we have seen on the Explorer card:

Approximate date Provide Worth*
March 2024 to now Earn 50,000 bonus miles after spending $3,000 within the first three months of account opening. $700
November 2023 to March 2024 Earn 60,000 bonus miles after you spend $3,000 on purchases within the first 3 months your account is open. $840
October 2023 to November 2023 Earn 50,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening $700
June 2023 to October 2023 Earn 60,000 bonus miles after spending $3,000 on purchases within the first three months from account opening $840
December 2022 to June 2023 Earn 50,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening $700
November 2022 to December 2022 Earn 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening $840
August 2022 to October 2022 Earn 50,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening $700
March 2022 to July 2022 Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 whole in purchases within the first six months your account is open As much as $980
September 2021 to February 2022 Earn 40,000 bonus miles after you spend $2,000 on purchases within the first three months from account opening $560
June 2021 to August 2021 Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 whole in purchases within the first six months your account is open As much as $980
February 2021 to June 2021 Earn as much as 65,000 bonus miles: Get 40,000 bonus miles after you spend $2,000 on purchases within the first three months from account opening, plus obtain 25,000 extra miles after $10,000 whole in purchases within the first six months your account is open As much as $910
December 2020 to January 2021 Earn 40,000 bonus miles after you spend $2,000 on purchases within the first three months from account opening $560
October 2020 to November 2020 Earn as much as 70,000 bonus miles: Get 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening, plus obtain 10,000 extra miles after $6,000 whole in purchases within the first six months your account is open As much as $980
July 2020 to September 2020 Earn 60,000 bonus miles after you spend $3,000 on purchases within the first three months from account opening $840

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you will get 60,000 or extra miles.


Be taught extra: United Explorer Card


United Quest Card

The United Quest Card card launched in April of 2021 and is a mid-tier card standard with United flyers.

THE POINTS GUY

Given the comparatively brief age of this bank card, there aren’t many variations of its welcome provide. This is what we have seen:

Approximate date Provide Worth*
March 2024 to now Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 within the first three months of account opening. $840
November 2023 to March 2024 Earn 70,000 bonus miles and 500 Premier qualifying factors after you spend $4,000 on purchases within the first 3 months your account is open $980
August 2023 to November 2023 Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening $840
June to August 2023 Earn 70,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening $980
January 2023 to June 2023 Earn 60,000 bonus miles and 500 Premier qualifying factors after spending $4,000 on purchases within the first three months from account opening $840
November 2022 to December 2022 Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening $1,120
August 2022 to November 2022 Earn 70,000 bonus miles after spending $4,000 on purchases within the first three months from account opening $980
June 2022 to July 2022 Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening $1,120
February 2022 to Could 2022 Earn 70,000 bonus miles after spending $4,000 on purchases within the first three months from account opening $980
October 2021 to January 2022 Earn 80,000 bonus miles after spending $5,000 on purchases within the first three months from account opening $1,120
April 2021 to October 2021 Earn as much as 100,000 bonus miles: Get 80,000 miles after spending $5,000 on purchases within the first three months from account opening. Get one other 20,000 bonus miles after spending $10,000 whole in your card inside six months from account opening As much as $1,400

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: When you possibly can earn 80,000 miles or extra.


Be taught extra: United Quest Card


World of Hyatt Enterprise Credit score Card

The World of Hyatt Enterprise card was initially launched in October 2021 and affords an attention-grabbing array of perks for enterprise house owners who’re in a position to spend sufficient to unlock them.

THE POINTS GUY

We have seen a couple of welcome bonuses since this card’s launch. Two are price highlighting: the very best variety of factors was out there at launch, whereas others could discover extra worth within the provide with double keep credit.

Approximate date Provide Worth*
March 2024 to now Earn 60,000 bonus factors after you spend $5,000 on purchases throughout the first three months of account opening $1,020
January 2024 to March 2024 Earn 60,000 bonus factors after you spend $5,000 on purchases throughout the first 3 months of account opening and earn a further 15,000 bonus factors after you spend $12,000 throughout the first 6 months of account opening $1,275
October 2023 to January 2024 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening $1,020
September 2023 to October 2023 Earn as much as 75,000 bonus factors. Earn 60,000 bonus factors after spending $5,000 on purchases within the first three months from account opening and one other 15,000 bonus factors after spending $12,000 within the first six months from account opening $1,275
October 2022 to September 2023 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening $1,020
August 2021 to October 2022 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening, plus earn double keep credit on lodge stays from Aug. 23 to Dec. 31, 2022 $1,020 plus double keep credit for a restricted time
Could 2022 to August 2022 Earn 60,000 bonus factors after spending $5,000 on purchases inside three months from account opening $1,020
October 2021 to April 2022 Earn 75,000 bonus factors after spending $7,500 on purchases inside three months from account opening $1,275

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: At any time when you possibly can obtain over 60,000 factors from spending $5,000 — whether or not meaning further factors, keep credit or one thing else.


Be taught extra: World of Hyatt Enterprise Credit score Card


World of Hyatt Credit score Card

We have referred to as the World of Hyatt Credit score Card “probably the most worthwhile lodge playing cards” for its robust earnings and advantages that vastly outweigh the $95 annual charge.

THE POINTS GUY
Approximate date Provide Worth*
March 2024 to now Earn as much as 60,000 bonus factors: Get 30,000 bonus factors after spending $3,000 within the first three months from account opening and as much as 30,000 extra by incomes 2 bonus factors per greenback spent within the first six months from account opening on purchases that usually earn 1 bonus level, on as much as $15,000 spent $1,020
January 2024 to March 2024 Earn 35,000 Bonus Factors after you spend $3,000 on purchases in your first 3 months from account opening. Plus, as much as 30,000 extra bonus factors by incomes 2 bonus factors whole per $1 spent within the first six months from account opening on purchases that usually earn 1 bonus level, on as much as $15,000 spent. $1,105

*Bonus provide worth relies on TPG’s valuations and never supplied by the bank card issuer.

When to use for this card: If you will get 50,000 factors or extra for beneath $10,000 in spending.


Be taught extra: World of Hyatt Credit score Card


Must you look forward to a greater welcome provide?

After reviewing these previous welcome affords, it’s possible you’ll be tempted to attend for one thing higher. There are a lot of good causes to attend for a better welcome provide, however it’s not at all times price it.

In the event you’re contemplating a bank card, listed below are some the reason why you would possibly wish to apply anyway:

A greater bonus could not come again

Some bonuses simply by no means come again. The Chase Sapphire Reserve hasn’t repeated the 100,000-point sign-up bonus since its launch in 2016 — and we do not anticipate a return.

The cardboard could cease accepting functions

Some playing cards now not settle for functions. That is the case with Chase’s Ritz-Carlton Rewards Credit score Card and the Citi Status® Card. Ready for a greater bonus on a bank card might imply lacking the possibility to get that card altogether.

The data for the Ritz-Carlton card and Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

You are lacking out on factors from on a regular basis spending

In the event you wait to use for a card, you are lacking out on 1000’s of factors out of your on a regular basis bank card spending. That distinction alone would possibly compensate for the higher bonus you are hoping for.

You are planning an award journey now

In the event you plan to journey quickly, you want to begin accruing factors and miles now. After you hit a spending minimal, it might take as much as a few billing cycles for these factors to hit your steadiness.

Some playing cards let you earn the bonus once more later

Whereas American Categorical is known for its once-in-a-lifetime bonus restrictions, many different banks — Chase included — let you earn a bonus on the identical bank card once more later. In the event you determine to use for a bank card, earn the bonus after which see one thing higher a couple of years later, it’s possible you’ll be eligible to obtain that bonus once more. This will reduce the sting of getting a ho-hum bonus after which seeing it enhance afterward.

Associated: The final word information to bank card utility restrictions

Backside line

From the information on Chase bank card sign-up bonuses and the way they’ve modified over time, you possibly can separate the nice affords from the usual affords when making use of for a bank card.

Take note of the out there affords when contemplating your subsequent bank card and examine them to this data. In the event you see one thing above our utility threshold, you might have a winner.

For extra data on bank card bonus affords over time, see the next:

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